Introduction

These Terms and Conditions ("Terms") govern your use of the Global Economic Insights website at globaleconomicinsights.com (the "Site") and all content, services, and products available at or through the Site. The Site is owned and operated by Global Economic Insights Ltd, registered in England with company number 23589206.

By accessing or using our Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Site.

Definitions

Throughout these Terms, the following definitions apply:

  • "Content" refers to articles, text, images, graphics, videos, audio, data, information, and other materials.
  • "User Content" refers to Content submitted, posted, or transmitted by users.
  • "Site Content" refers to Content created by us and/or our licensors.
  • "Services" refers to any services, features, and functionality offered via the Site.
  • "User", "you", and "your" refers to the individual person, company, or organization that has visited or is using the Site.
  • "We", "us", and "our" refers to Global Economic Insights Ltd.

Site Use and Access

Eligibility

You must be at least 16 years of age to use this Site. By using the Site and agreeing to these Terms, you represent and warrant that you are at least 16 years of age.

Registration and Account Security

Some areas of the Site may require you to register for an account. When you register, you agree to:

  • Provide accurate, current, and complete information about yourself
  • Maintain and promptly update your account information
  • Keep your password secure and confidential
  • Notify us immediately of any unauthorized use of your account
  • Be responsible for all activities that occur under your account

We reserve the right to disable any user account if we believe you have violated any provisions of these Terms.

Acceptable Use

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Site. Prohibited behavior includes:

  • Using the Site in any way that breaches any applicable local, national, or international law or regulation
  • Using the Site to send, knowingly receive, upload, download, or use any material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable
  • Conducting any systematic or automated data collection activities on or in relation to our Site without our express written consent
  • Attempting to gain unauthorized access to, interfere with, damage, or disrupt any parts of our Site, the server on which our Site is stored, or any server, computer, or database connected to our Site
  • Attacking our Site via a denial-of-service attack or a distributed denial-of service attack

Intellectual Property Rights

Site Content

Unless otherwise stated, we or our licensors own the intellectual property rights in the Site and material on the Site. Subject to the license below, all these intellectual property rights are reserved.

License to Use Site Content

You may view, download, and print pages from the Site for your own personal use, subject to the restrictions set out below and elsewhere in these Terms.

You must not:

  • Republish material from this Site (including republication on another website)
  • Sell, rent, or sub-license material from the Site
  • Reproduce, duplicate, copy, or otherwise exploit material on our Site for a commercial purpose
  • Redistribute material from this Site except for content specifically and expressly made available for redistribution
  • Remove any copyright or other proprietary notices contained in the materials

User Content

When you submit, post, or display Content on or through our Site, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such Content in any and all media or distribution methods now known or later developed.

You represent and warrant that:

  • You own the Content you post on or through the Site or have the right to grant the rights and licenses in these Terms
  • The posting and use of your Content on or through the Site does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person

User Conduct

As a user of the Site, you agree to adhere to certain standards of behavior. You agree not to:

  • Use the Site in any way that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site
  • Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site
  • Use any manual process to monitor or copy any of the material on the Site or for any other unauthorized purpose without our prior written consent
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site
  • Impersonate or attempt to impersonate Global Economic Insights, a Global Economic Insights employee, another user, or any other person or entity
  • Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm Global Economic Insights or users of the Site, or expose them to liability

Limitation of Liability

In no event shall Global Economic Insights, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Site
  • Any conduct or content of any third party on the Site
  • Any content obtained from the Site
  • Unauthorized access, use, or alteration of your transmissions or content

Whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

Disclaimer of Warranties

The Site and its Content are provided on an "as is" and "as available" basis without any warranties of any kind. We disclaim all warranties, including, but not limited to, the warranty of title, merchantability, non-infringement of third parties' rights, and fitness for particular purpose.

While we make reasonable efforts to provide accurate and timely information, we do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the servers that make it available are free of viruses or other harmful components.

The information contained on the Site is general in nature and does not constitute financial, legal, or other professional advice. The information is not tailored to your individual circumstances and you should seek professional advice before making any financial decisions based on the information contained on the Site.

Indemnification

You agree to defend, indemnify, and hold harmless Global Economic Insights, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, your User Content, any use of the Site's Content, services, and products other than as expressly authorized in these Terms.

External Links

The Site may contain links to third-party websites or services that are not owned or controlled by Global Economic Insights. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Global Economic Insights shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Termination

We may terminate or suspend your access to all or part of the Site, without notice, for any conduct that we, in our sole discretion, believe is in violation of these Terms, is unlawful, has the potential to harm other users, third parties, or us, or for any other reason.

If you wish to terminate your account, you may simply discontinue using the Site, or contact us using the contact information provided below.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Site.

Governing Law

These Terms shall be governed and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Contact Us

If you have any questions about these Terms, please contact us: